Easy funding for all of your rental properties

Want to finance a new purchase, refinance a property, or free up cash in your rental portfolio? 1st Truitt makes rental financing easy with our advanced online platform and flexible loan options.

Competitive Rates

Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options

Fast and simple process

Forget searching for pay stubs and old W-2s. Our platform eliminates these time-consuming, manual tasks.

Flexibility and support

A variety of rental loan options and a dedicated team will help maximize your ROI and create a simplified experience.

1st Truitt's Rental Investment Loans

Purchase, Rate and Term, and Cash-out Refinance options are available for single-family rental (SFR), PUDs, 2-4 units, and rental condos.


Rates as low as


$100k to $2.5MM

Loans from

No prepayment penalty

after year 3

5/1 + 7/1 ARMs

fully amortizing

30-year fixed rates

12, 18 + 24 month terms


Ask About our Cash-Out Refinance Options

Adjustable-Rate Mortgages to suit your needs

Our fix and flip loans can be used to fund new purchases or restore your cash position

Many REIs are turning to 1st Truitt's adjustable-rate mortgage (ARM) options to increase their monthly cash flow. An ARM starts with a fixed rate for a set period of time. After this initial fixed period, the rate can adjust depending on market conditions.


Fixed rate for the first 5 years with fully

amortizing and interest-only options


Fixed rate for the first 7 years with fully

amortizing and interest-only options

Three easy steps and you are on your way!

Get pre-qualified online

With just a soft credit pull, we can give you the confidence & clout to make offers on hard found deals.

Call us to talk

When you find your property, let’s review the numbers–leverage our experience and expertise for your project, we’ve seen it all!

Submit your application

Like what you see? It's GO time. With no application fee or upfront costs, there’s no obligation for you.

See Your Rate

Rent and repeat: refinancing your BRRRR

1st Truitt's rental loan options are ideally suited to supporting your BRRRR strategy. Acquire the property with a short-term fix-and-flip / bridge loan to cover the cost of the purchase and the rehab of the property. When the rehab is complete, you can refinance to a long-term rental loan at a lower interest rate and take a cash-out option to purchase your next property.

We are a local direct private lender providing fast and flexible financing to real estate investors for all kinds of projects

Contact Us


(678) 936-1535

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