Construction Loans with short-term financing


Whether you're building to sell or building to rent, 1st Truitt provides fast and reliable new construction loans for both the land acquisition and the build.

Quick Closings


Close in as few as 10 business days to compete with cash buyers

High Leverage


No need to drain your own funds. We offer up to 85% LTC

Competitive Rates


Maximize your returns with our competitive new construction loan rates

Fast funding for real estate investments


1st Truitt's construction loans allow you to free up your own capital by leveraging ours and close at the speed necessary to finance a deal in today’s market. And, with our in-house servicing, you'll experience a fast and easy financing process from start to finish.

NEW CONSTRUCTION RATES + TERMS

Rates as low as

9.25%*

Loans from

$100k to $3MM

Up to 95%

of Loan to Cost

100% of Construction

Up to 70%

of Loan to Value

12 to 24 month terms

w/ interest-only options

FIX & FLIP / FIX & RENT RATES + TERMS

No Application Fee / No Appraisal / No Income Verification

Our construction loans can be used to fund new

projects or restore your cash position

Our fix and flip loans can be used to fund new purchases or restore your cash position

1st Truitt's construction loans support three types of transactions on non-owner occupied properties including single-family residences, manufactured homes, 2-4 units, condos, and PUDs:

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New Construction

New Construction loans for builders with shovel-ready lots or teardown projects. Best for spec houses or model homes, infill, teardown, or subdivisions.

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Build to Rent

Construction loans for builders with a build to rent strategy. Save time, money, and headaches using our Build to Rent loan products.

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Bridge Loan

Free up working capital with a bridge loan for new construction financing on completed new home inventory or for model homes.

Three easy steps and you are on your way!

Get pre-qualified online

With just a soft credit pull, we can give you the confidence & clout to make offers on hard found deals.

Call us to talk

When you find your property, let’s review the numbers–leverage our experience and expertise for your project, we’ve seen it all!

Submit your application

Like what you see? It's GO time. With no application fee or upfront costs, there’s no obligation for you.

See Your Rate

We are a local direct private lender providing fast and flexible financing to real estate investors for all kinds of projects

Contact Us

cory@1truitt.com

(678) 936-1535

© 2023 by 1st Truitt Financial, Inc - All Rights Reserved,